Auto-repay
Use earned fees to pay down debt — the automation that keeps your health factor above water.
Auto-repay
Fees earned
Debt
repaying
Health factor ↑
Auto-repay takes a position's earnings and uses them to repay your borrowed debt when the health factor drops below a threshold you set.
The flow
- Your position earns fees.
- The strategy checks your debt's health factor.
- When it crosses your threshold, it swaps earnings to the debt asset and repays — your debt shrinks, your health factor recovers.
Why it exists
A low health factor is the one number that can force liquidation. Auto-repay is the automation that answers it before anyone has to look at a screen. The Auto-repay price is 0.05% of rewards (see Fees).
Health factor first
The Repay action in the account panel is still the primary remedy you can do by hand — the automation is the set-and-forget version of the same decision.
Set it up
In /strategies → Create automation, choose Auto-repay, link the Aave loan it manages, and set the repay threshold. The strategy runs through your account, and its proceeds always return to you.